For carriers

Keep the claims. Keep the margin.

Handing claims to an AI TPA hands over the margin too. Mysa is the other way — your team runs claims on the platform, every decision stays yours, and the savings stay on your book.

See how →
See it on your own closed claims · first look on us
On this claim
1
Read the whole claim
Extract intake, coverage and the documents into Claim Intake.
2
Score every decision
Apply your rules to coverage, fraud and liability.
Research agent — Pull the precedent from your own book into Decision.precedent.
3
Hand it over
Write the decision and its basis into Settlement, ready for the adjuster.
Suggested by your decision graph
Re-open before this one closes.
Source claims with this injury code from this broker have settled 18% over reserve, nine times running.
Why the drift is invisible on any one file — it only shows across the book.
Adjuster deskLIVE
ReadDecideSourcesReasoning
Automated · agentsYour call

Intake, coverage, fraud and liability ran on their own, most of it deterministic. What’s left is your call.

Decision readiness
Intake captured in full
14 of 14 fields · documents chased
Coverage validated
In force · peril covered · within limit
Fraud screen
6 indicators run · 1 needs your eyes
Liability decided
TP 100 / insured 0 · confidence 0.94
Next actions queued
Notify TP insurer · set reserve
Your team called it this way in 12 of 12 matched claims.
Decision-ready

The cost is in the decisions, not the software you bought.

Splits vary by adjuster, recoveries go unpursued, coverage gets missed under load. That variance is combined-ratio points — invisible until the audit.

CL-9001clean · decision held—
CL-9002wrong split · overpaidleaked
CL-9003clean · decision held—
CL-9004recovery never pursuedleaked
CL-9005clean · decision held—
CL-9006clean · decision held—
How it works

Every decision in the claim, scored while it’s still open.

The calls that set your numbers — coverage, liability, fraud, recovery — connected and scored before the money leaves.

Compress the combined ratio

Fewer wrong splits, missed recoveries and coverage errors — the expense the audit finds late, caught before payment.

Compress
Wrong split
Missed recovery
Coverage error
Caught before payment

Consistent at scale

Every adjuster applies the same rules the same way, so decisions don’t drift across the book.

Scale
Handler A · TP 100 / 0
Handler B · TP 100 / 0
Handler C · TP 100 / 0
No drift

Keep the margin in-house

Your team runs the claims; the savings stay on your book instead of an AI TPA’s.

Keep
Runs in your VPC
Your team decides
Margin stays yours
Not a TPA

Starts with your rules. Sharper every file.

The judgment that’s retiring is worth more than the headcount. Mysa keeps it.

Day one Your rules, encoded
Your conventions and guidelines, applied the same way from the first file.
Every call Their judgment, captured
Every decision your team validates is remembered with its reasoning.
Over time Decides like your book
It comes to call it like your best people — and it stays when they leave.
Day oneEvery callOver time
On your terms

Your files. Your call.

Sovereign by design

Your cloud, on-prem, or your VPC. Claims never leave your environment.

Your team keeps the call

Mysa hands over a decision-ready case; a human decides. Always.

Defensible by construction

Every decision cites its rule and facts, logged for a dispute or GDPR Article 22.

Common questions

How is Mysa different from an AI TPA?

An AI TPA runs claims for you and captures the cost-saving margin. Mysa is a platform your own team runs — same outcomes, but the margin and the decisions stay with you. Decision intelligence

Where does our claims data live?

In your environment — your cloud, on-prem, or your own VPC. Data never has to leave your infrastructure to be processed. Security

Does Mysa replace our adjusters?

No. It hands each adjuster a decision-ready case and the adjuster makes the call — a human in the loop on every decision. Human in the loop