Claims decisions

Convention matching

Also known as Barème matching, EU motor convention

Convention matching is applying a motor insurance fault convention, the agreed grid (barème) that assigns liability to standard accident scenarios, to a specific claim, so the split is set consistently across insurers.

In many European markets, motor liability follows a shared convention. Rear-end into a stopped vehicle, a lane change, a parking manoeuvre: each maps to a defined split. Matching a claim’s circumstances to the right case is what keeps the outcome consistent and defensible.

Why it matters

The convention takes the argument out of routine liability, as long as the match is right. Match a scenario wrong and you get the wrong split on every claim like it.

In Mysa

Mysa matches the claim’s circumstances to your convention, proposes the split with the article it rests on, and shows how your book decided the same scenario before.